PENGARUH ROA, RESIKO UNDERWRITING, DAN REASURANSI TERHADAP SOLVABILITAS PERUSAHAAN ASURANSI

Abstract

 

ABSTRACT

               Solvency is the company’s ability to meet all is obligationsif the campany’s is liquidated the number of factors that affect the solvency. Then this study will analyze the effect of profitability, underwriting risk, and reassurance. This study aims to determine the effect of profitability,underwriting risk, and reassurance on the solvency of incurance companies listed on the indonesia stock exchange (IDX) period of 2015-2017. The number of samples used in the study were 19 companies. Data analysis method in the research is multiple linier regression analysis. Hypothesis testing is done by using partial test (t test) and simultaneous test (f test). Hypothesis test result show that simultaneously profitability, underwriting risk and reasurance affect solvency insurance companies. While the partial variable profitability, underwriting risk and reasurance significantly influence the solvency of insurance companies. Means the increase in profitability, underwriting risk and reassurance will be followed by an increase in solvency.

Keywords:Profitability; Underwriting Risk; Reassurance; Solvency