PENGARUH CAR, NPL, NIM, DAN BOPO TERHADAP PROFITABILITAS PERBANKAN (Studi Kasus pada Bank Umum Yang terdaftar di Bursa Efek Indonesia Tahun 2012–2015)

Abstract

The purpose of this research is to examine the effect of CAR, NPL, NIM and BOPO on Bank Profitability by CAR, NPL, NIM and BOPO as independent variable and profitability (ROA) as dependent variable. The samples are public bank at The Indonesian Stock Exchange that have complete financial report and have been published in 2012-2015. Public bank at The Indonesian Stock Exchange that is still exist during observation period in 2012-2015. The data for research is available during 2012-2015.
Population that is used in this research is 36 banks in  The Indonesian Stock Exchange in 2012-2015. The result of research showed that independent variable CAR and NPL has no significant negative effect partially on ROA, NIM has effect significant positife partially on ROA and BOPO has effect significant negative partially on ROA and. The firm that has higher score of CAR and NIM will gain higher profitability (ROA) whereas if it has higher score of NPL and BOPO, the profitability will be lower.