THE INFLUENCE OF TRUST, CONVENIENCE AND KNOWLEDGE ON COMMUNITY INTEREST IN USING SHARIA PEER TO PEER LENDING SERVICES
Abstract
The purpose of study This is for known influence trust, ease and knowledge to interest public in use Sharia peer to peer lending services. The method used is a correlational quantitative method with several research stages which include distributing questionnaires, data collection and data analysis. The questionnaire was tested using validity test, reality test, normality test, multicollinearity test, heteroscedasticity test, multiple linear regression analysis, F test, determination test (R2), and t test. The results of this research show that the trust variable has a positive and significant effect on people's interest in using sharia peer to peer lending services. The convenience variable has a positive and significant effect on people's interest in using sharia peer to peer lending services. The knowledge variable has a positive and significant effect on people's interest in using sharia peer to peer lending services.
Full Text:
PDFReferences
Bank Indonesia. (2017). Peraturan Bank Indonesia Nomor 19/12/Pbi/2017 Tentang Penyelenggaraan Teknologi Finansial. Peraturan Bank Indonesia, 1. https://www.bi.go.id/id/sistem-pembayaran/fintech/Contents/default.aspx
Balqis. (2021). Faktor-faktor yang mempengaruhi Minat Bertransaksi Menggunakan Financial Technology (Fintech) (Studi pada mahasiswa Fakultas Ekonomi dan Bisnis Islam UIN Ar-Raniry Banda Aceh.
Narastri, M. (2020). Financial Technology (Fintech) Di Indonesia Ditinjau Dari Perspektif Islam. Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE), 2(2), 155–170. https://doi.org/10.31538/iijse.v2i2.513
Mahasia. (2021). Pengaruh Kemudahan Penggunaan, Kepercayaan, Return dan Persepsi Risiko Terhadap Minat Individu menjadi Lender Fintech Peer to Peer Lending (Studi Kasus Pengguna Peer to Peer Lending Usia 19-54 tahun di Jabodetabek).
Prawoto. (2021). Analisis Faktor-Faktor yang dapat Memengaruhi Keinginan Berinvestasi pada Platform Peer to Peer Lending Berbasis Syariah.
Sutrisno. (2021). Meningkatkan Minat Dan Hasil Belajar Tik Materi Topologi Jaringan Dengan Media Pembelajaran. Ahlimedia Press.
Suci Marlina, A., & Fatwa, N. (2021). Fintech Syariah Sebagai Faktor Pendorong Peningkatan Inklusivitas Usaha Mikro Kecil Dan Menengah Di Indonesia. Jurnal Tabarru’: Islamic Banking and Finance, 4(2), 412–422. https://doi.org/10.25299/jtb.2021.vol4(2).7804
Serlika Aprita, S. A. (2021). Peranan Peer to Peer Lending dalam Menyalurkan Pendanaan pada Usaha Kecil dan Menengah. Jurnal Hukum Samudra Keadilan, 16(1), 37–61. https://doi.org/10.33059/jhsk.v16i1.3407
Sholehah, M. A. R. A. (2022). Financial Technology pada Masyarakat Sulthan Thaha Saifuddin Jambi Tahun 2022.
Valerie Janet Gabriella Kaunang, Silcyljeova Moniharapon, R. L. S. (2021). Pengaruh Pemasaran Interaktif, Kualitas Pelayanan, Kepercayaan Konsumen Terhadap Keputusan Pembelian Barang Elektronik Secara Kredit Di Perusahaan Fif Spektra Cabang Airmadidi. Jurnal EMBA, 9(3), 62–70. https://ejournal.unsrat.ac.id/index.php/emba/article/view/34543
DOI: http://dx.doi.org/10.31106/laswq.v5i01.25783
Refbacks
- There are currently no refbacks.

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
El-Aswaq is indexed by:
In collaboration with:


