ANALISIS PERAN BANK NTB SYARIAH DALAM MEMBERDAYAKAN DAN MENINGKATKAN KINERJA UMKM DI KUTA MANDALIKA (Studi Kasus Mandalika, Desa Kuta, Lombok Tengah)

Yuli Rusdiana, Afifudin Afifudin, Abdullah Syakur Novianto

Abstract


The empowerment of MSMEs executed by NTB Bank Syariah is part of strategic efforts to encourage local and national economic growth. In this context, Bank NTB Syariah faces challenges in empowering MSMEs in Kuta Mandalika. Many MSME players are not familiar with sharia financial principles, so they are less interested or hesitant to use sharia banking products and services. This study attempts to determine the role that, performance and empowerment of Sharia Banks in efforts to improve MSMEs in Kuta Mandalika. This research uses qualitative methods that are descriptive. The methodology used in this study is through various processes such as documentation, observation, and interviews. The study's findings demonstrate that: (1) Bank NTB Syariah plays a very strategic role in developing MSMEs in Kuta Mandalika. Through various financial products and services offered, such as sharia financing, mentoring and training. (2) The performance of MSMEs in Kuta Mandalika has shown a positive improvement since the support from Bank NTB Syariah. The financing provided allows MSMEs to expand their businessesraise output, and enhance the caliber of goods and services. (3) Bank NTB Syariah carries out various empowerment efforts for MSMEs in Kuta Mandalika which include training, mentoring and mentoring programs. These programs are designed to raise the capacity and competencies of MSME players in business management, marketing and product innovation.

Keywords: Empowerment, Bank NTB Syariah, MSMEs, Kuta Mandalika.


Full Text:

PDF

References


Afifuddin, A. (2022). The Regression Model Effect of Financial Ratio on Construction and Building Stock Price. Golden Ratio of Finance Management, 2(1), 43–60. https://doi.org/10.52970/grfm.v2i1.194

Budiwitjaksono, G. S., Putri, R. A., Anindiyadewi, N. C., Pamuji, A. S. A., & Anggrainy, N. P. (2022). Pemberdayaan Masyarakat dalam Mengembangkan UMKM Melalui Digitalisasi di Kelurahan Benowo Kecamatan Pakal Kota Surabaya. Literasi: Jurnal Pengabdian Masyarakat Dan Inovasi, 2(2), 615–624. https://doi.org/10.58466/literasi.v2i2.367

Damyanti, S., & Indriani, I. (2021). Dampak Pembangunan Sirkuit Kuta Mandalika Terhadap Pengembangan Usaha Mikro Kecil dan Menengah di Tinjau Dalam Perspektif Ekonomi Islam. Journal of Sharia Economy and Islamic Tourism, 1(3), 20–27. http://journal.ummat.ac.id/index.php/jseit

HASAN ASARI. (2023). Peran Perbankan Syariah Dalam Mengembangkan UMKM (Usaha Mikro Kecil Menegah) Di Kabupaten Lombok Timur Ditinjau Berdasarkan Pasal 3 Uu No. 21 Tahun 2008 Tentang Perbankan Syariah. JURIDICA : Jurnal Fakultas Hukum Universitas Gunung Rinjani, 5(1), 24–29. https://doi.org/10.46601/juridicaugr.v5i1.233

M. Agus Andriyan, M. Cholid Mawardi, A. S. N. (2023). Analisa Pengembangan Ekonomi Daerah Berbasis Wisata Halal. 5(1), 1–14. https://www.ncbi.nlm.nih.gov/books/NBK558907/

Nasution, M. L. I. (2018). Manajemen Pembiayaan Bank Syariah. In FEBI UIN-SU Press. https://www.cairn.info/revue-informations-sociales-2005-3-page-48.htm%0Ahttp://repository.uinsu.ac.id/5050/1/Manajemen Pembiayaan Bank Syariah.pdf

Novianto, A. S., & Hadiwidjojo, D. (2013). Analisis Faktor-faktor yang Mempengaruhi Penghimpunan Deposito Mudharabah Perbankan Syariah di Indonesia. Jurnal Aplikasi Manajemen, 11(4), 595–604. http://economy.okezone.com

Nurnasrina, SE, M. S., & P. Adiyes Putra, M. S. (2018). Manajemen pembiayaan bank syariah. In Pekanbaru: Cahaya Pirdaus (Issue February 2017). https://www.researchgate.net/profile/Popi-Putra/publication/348928953_Manajemen_Pembiayaan_Bank_Syariah/links/60178eeea6fdcc071ba91fe6/Manajemen-Pembiayaan-Bank-Syariah.pdf

Pratiwiningtyas, L., Agil Pamungkas, adisa L., Teguh Saputri, A., Putri Septifian, O., Tiara Hasna, R., & Putri Lestari, T. (2022). Pemberdayaan Masyarakat Melalui Penguatan UMKM di Dusun Kedungpring Desa Sukorejo. Madaniya, 3(2), 187–193.

Ramadhani, T. (2020). Pemberdayaan Masyarakat Berbasis Komunitas Melalui Usaha Mikro Kecil Menengah (UMKM) (Studi Kasus Kelompok Pembuat Kritcu BaBe di Desa Batu Belubang). RESIPROKAL: Jurnal Riset Sosiologi Progresif Aktual, 2(2), 200–210. https://doi.org/10.29303/resiprokal.v2i2.31

Syariah, B. N. (n.d.). Laporan Keberlanjutan Bank NTB Syariah 2020.

Yunarni, B. R. T., & Haris, A. (2020). Pemberdayaan Perekonomian Masyarakat Melalui Pemberdayaan Usaha Mikro Kecil Dan Menengah (UMKM) Di Kawasan Ekonomi Khusus (KEK) Mandalika Lombok. JISIP (Jurnal Ilmu Sosial Dan Pendidikan), 4(3), 333–342. https://doi.org/10.58258/jisip.v4i3.1224


Refbacks

  • There are currently no refbacks.