PENGARUH CAPITAL ADEQUACY RATIO (CAR), NON PERFORMING LOAN (NPL), LOAN TO DEPOSIT RATIO (LDR), SUKU BUNGA SBI TERHADAP KINERJAKEUANGAN PERBANKAN (Pada Industri Perbankan Yang Go Public Di Bursa Efek Indonesia Periode Tahun 2014- 2016)

Abstract

ABSTRACT
The purpose of this study is to determine the effect of Capital Adequacy Ratio on
Financial Performance Banking on the Banking Industry Go Public in BEI. To know the effect of
Non Performing Loan on Financial Performance of Banking on Banking Industry Go Public in
BEI. To know the influence of Loan to Deposit Ratio on Financial Performance of Banking in
Banking Industry Go Public in BEI. To know the effect of SBI Interest Rate on Financial
Performance of Banking on Banking Industry Go Public in BEI.
The type of research used is explanatory. The sample in this study selected as many as 3
state banks PT.Bank Rakyat Indonesia Tbk, PT.Bank National Indonesia Tbk, and PT.Bank
Mandiri Tbk. Of the three banks meet all the criteria required by researchers. The 3 year study
period from 2014-2016 is taken quarterly. So the sample used is 36 samples with purposive
sampling method. Data analysis in this research use multiple linear regression analysis.
The result of the research shows that the ratio of Capital Adequacy Ratio has no
significant positive effect to Financial Performance. Non Performing Loan Ratio has no
significant positive effect on Financial Performance. Loan To Deposit Ratio ratio has no
significant negative effect to Financial Performance. The SBI Interest Rate Ratio has an
insignificant negative effect on Financial Performance.
Keywords: Capital Adequacy Ratio, Non Performing Loan, Loan To Deposit Ratio, SBI Interest
Rate and Financial Performance.