Pengaruh Financial Knowledge, Financial Attitude Dan Locus Of Control Terhadap Financial Management Behavior (Studi Kasus Pada Pelaku Ekonomi Kreatif Sub Sektor Fashion Kota Kediri)

Abstract

ABSTRACT

The intention of this research is to find out about financial management behavior of creative economy actors in the fashion sub-sector in Kediri City. In measuring this variable, the predictor variables used are financial knowledge, financial attitude and locus of control. This research is included in the type of explanatory research. The method used in processing data uses quantitative approach with multiple linear regression analysis tools through the SPSS program. The data used are primary and secondary data obtained by documentation. In accordance with data from the relevant department, then obtained 780 populations. Furthermore, purposive sampling is technique used in determining the number of samples with a total of 62 samples. From the data processing, the results show that financial knowledge and locus of control have a significant positive effect on financial management behavior, while financial attitudes do not. And simultaneously the three predictor variables have a significant effect.

 

Keywords: Financial Management Behavior, Financial Knowledge, Financial Attitude, Locus Of Control, Creative Economy