PENGARUH TINGKAT SUKU BUNGA DEPOSITO BANK KONVENSIONAL, BAGI HASIL, LIKUIDITAS, DAN PRODUK DOMESTIK BRUTO (PDB) TERHADAP JUMLAH PENGHIMPUNAN DANA PIHAK KETIGA DEPOSITO MUDHARABAH BANK UMUM SYARI’AH YANG TERDAFTAR DI BI PERIODE 2013-2016

Abstract

ABSTRACT
The purpose of this research is to know how big the influence of
conventional bank deposit rate, profit sharing, liquidity, and gross domestic
product (GDP) to the amount of third party fund collecting of mudharabah
deposits of syari'ah bank. Population in this research is all companies of bank of
syari'ah registered in bank Indonesia (BI) period 2013-2016. Sampling technique
in this research using purposive sampling amounted to 9 companies. The
technique of analysis in this study using multiple linear regression.
The results show that conventional bank deposit rates have no significant
effect on the amount of third-party fund collecting of mudharabah deposits. Profit
sharing has a positive and significant impact on the amount of third-party fund
collecting of mudharabah deposits. Liquidity has no significant effect on the
amount of third-party fund accumulation of mudharabah deposits. Gross
Domestic Product (GDP) has no significant effect on the amount of third party
funds collected from mudharabah deposits. While the anova (Test f) Variable
conventional bank deposit rates, profit sharing, liquidity, and gross domestic
product (GDP) have a significant effect on the amount of third-party fund deposits
mudharabah deposits. The coefficient of determination (R2) of 0.635 indicates
that the contribution of conventional bank deposit interest rate, profit sharing,
liquidity, gross domestic product (GDP) to mudharabah deposit is 63,5%. While
the remaining 36.5% influenced by other variables not included in this study.
Keywords: Conventional Bank Deposit Interest Rate, Profit Sharing, Liquidity,
Gross Domestic Product (GDP), Mudharabah Deposit