PENGARUH DANA PIHAK KETIGA (DPK), BIAYA OPERASIONAL TERHADAP PENDAPATAN OPERASIONAL (BOPO), DAN CAPITAL ADEQUACY RATIO (CAR) TERHADAP KINERJA KEUANGAN PADA PERUSAHAAN SEKTOR PERBANKAN YANG TERDAFTAR DI BURSA EFEK INDONESIA (BEI) PERIODE 2015-2017

Abstract

ABSTRACTThe purpose of this study is to find out whether there is an influence of independent variables, namely third party funds (TPF), operating costs on operating income (BOPO), capital adequacy ratio (CAR) to the dependent variable, namely financial performance proxy by return on assets (ROA) in banking companies listed on the Indonesia Stock Exchange. The bank's financial performance in generating profits can be measured by return on assets (ROA). The population of this study are all banks listed on the Indonesia Stock Exchange (IDX) for the 2015-2017 period with a total of 42 banks. The sample chosen was 11 banks using purposive sampling method. The results of the study prove that third party funds (TPF), capital adequacy ratios (CAR) have a significant negative effect on financial performance, while operating costs on operating income (BOPO) have a negative and insignificant effect on financial performance. 

Keywords: third party funds (TPF),  Operating Cost On Operating Income  (BOPO), Capital Adequacy Ratio (CAR), Return On Asset (ROA)