Pengaruh Financing To Deposits Ratio, Non Performing Financing, Capital Adequancy Ratio Dan Return On Equity Terhadap Pembiayaan Mudharabah (Studi Kasus pada Bank Umum Syariah di Indonesia Tahun 2016-2021)

Abstract

Abstract

The purpose of this study was to determine the effect of Financing Deposits Ratio (FDR), Non Performing Financing (NPF), Capital Adequacy Ratio (CAR), and Return On Equity (ROE) on Mudharabah Financing. The sample taken in the study is Islamic Commercial Banks in Indonesia which have been selected using purposive sampling technique so as to produce 6 banks to be studied. This study uses quantitative methods. FDR, NPF, CAR, and ROE are used as independent variables, while mudharabah financing is used as the dependent variable. This study uses secondary data, with analytical techniques using multiple linear regression and classical assumption test. Based on the results of data analysis FDR, NPF, CAR, and ROE simultaneously affect mudharabah financing. Partially shows that FDR, NPF, and ROE have no effect on Mudharabah Financing and CAR has no effect on Mudharabah Financing.

 

Key Words: FDR, NPF, CAR, ROE, Mudharabah Financing