Analisis Rasio Likuiditas, Profitabilitas, Solvabilitas, Dan Aktivitas Untuk Menilai Kinerja Keuangan Saat Pandemi Covid-19 Pada Bank Syariah Indonesia (BSI)

Abstract

Abstract

The Corona Disease-19 virus pandemic has had a major impact on the capabilities and development of various fields in Indonesia, especially in the economic and banking sectors. One of the areas of banking finance that has been affected by this ongoing pandemic is Islamic banking. The purpose of this study is to explain and analyze how the Liquidity, Profitability, Solvency, and Activity Ratios can be used to assess the financial performance of Bank Syariah Indonesia (BSI) during the COVID-19 pandemic. This study uses a descriptive type of research with a quantitative approach by analyzing the financial statements of Islamic banking to see the COVID-19 Bank performance during a pandemic. The technique used is to use ratios related to the analysis of liquidity ratios, profitability, solvency, and activity. The results of this survey are Bank Syariah Indonesia during the COVID-19 pandemic in terms of liquidity, profitability, solvency, and activity varies widely but tends to be healthy/good or it can be said that there is no significant difference with the year before COVID-19 Pandemic.

 

Keywords: Islamic Banks, Financial Performance, Financial Ratio Analysis