ANALISA PENERAPAN PRINSIP SYARIAH TERHADAP PRODUK ISLAMIC SECURITIES CROWDFUNDING (STUDI KASUS FUNDEX SHARIA)

Abstract

Currently, awareness of business practices based on Islamic principles is growing rapidly. The prohibition on transactions that are not in accordance with sharia, forces business owners to reassess their business activities and choose for instruments that are in line with sharia principles. Fundex Sharia is a securities-based crowdfunding platform, an investment alternative with sharia principles and offers products such as sharia shares, sukuk and wakafestasi. FundEx provides share offering services carried out by start-up business actors (issuers) to sell shares directly to investors via the fundex.id platform. Sharia principles are provisions of Islamic law based on fatwas and/or statements of sharia conformity from the National Sharia Council–Indonesian Ulema Council. DSN-MUI is an authority that is given the authority by statutory regulations to provide fatwas in the fields of sharia economics and finance. The purpose of this research is (1) to explain the implementation of fundex.id crowdfunding services and (2) to determine the implementation of fundex.id crowdfunding services based on sharia principles. The research method used is descriptive qualitative. Data collection was carried out using observation and documentation techniques. The research results obtained are that FundEx Sharia has implemented sharia principles based on DSN-MUI fatwa No.140 of 2021.