DUKUNGAN LEMBAGA KEUANGAN MIKRO SYARIAH PADA PENINGKATAN KINERJA UMKM DI KABUPATEN PRINGSEWU (Studi Kasus Pada BMT NU Pringsewu)
Abstract
This study aims to describe the characteristics of MSMEs in Pringsewu Regency along with
identifying forms of support and factors that BMT NU Pringsewu considers in supporting the
improvement of MSME performance in the Pringsewu Regency. The method used in this study is
descriptive qualitative through a cross-sectional approach. The characteristics of MSMEs in Pringsewu
Regency are engaged in food production and processing of agricultural products. The support provided
by BMT NU Pringsewu is included in the enabling category because, in the implementation and
execution of its activities, BMT NU Pringsewu seeks to create a good business climate where BMT NU
Pringsewu provides financial support that is not difficult to its prospective customers. The factors that
BMT NU Pringsewu considers in assisting MSMEs are two things, namely supporting and inhibiting
factors; the supporting factors are that BMT NU Pringsewu has an intrinsic factor where there is a
desire and determination from BMT NU to participate in helping move the Indonesian economy by
helping MSMEs develop their business. The inhibiting factor in providing funds to MSMEs is the
potential need for more awareness of the obligations held by customers, where a strong sense of trust
needs to be built so that sharia principles can work well.
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