PENGARUH PEMBIAYAAN MURABAHAH TERHADAP KINERJA UMKM DI KOTA MALANG (STUDI EMPIRIS PADA NASABAH BMT UGT SIDOGIRI KOTA MALANG)

Ambar Sari, Maslichah Maslichah, M. Cholid Mawardi

Abstract


The COVID-19 pandemic since 2020 has had a significant impact on businesses and the economy in Indonesia. In the midst of this emergency situation, various sectors are facing difficulties, especially in the MSME economic unit (micro, small and medium enterprises) which are sectors that make a major contribution to national economic recovery by strengthening capital, development and competence. With the stipulation of MSMEs as one of the ministries since 2015, around 97 percent of the results are employment, 60 percent of GDP or gross domestic product, 58 percent of total investment, and 14 percent of total exports (IIFEST, 2020 This percentage comes from small businesses). and Community Managed Medium In carrying out its business practices, the impacts and difficulties faced are a decrease in turnover, capital, production, distribution and an increase in production raw materials.
Keywords: Murabahan Financing On Msme Performance


Full Text:

PDF

References


Arikunto, Suharsimi. (2005). ManajemenPenelitian. Jakarta: Rineka Cipta.

Bhaktiar, Rizki Tri N. (2013). Pemberdayaan UMKM Melalui Pembiayaan Dengan Prinsip Bagi Hasil Oleh Lembaga Keuangan Syariah. Arena Hukum, Vol. 6 , No.1, p 121-137

Chepngtich, P. (2016). Effect of Financial Literacy and Performance SMEs. Evidence from Kenya, American Based Research Journal, Vol-5-Issue-11 Nov-2016 ISSN (2304-7151)

Ghozali, Imam. (2013). Aplikasi Analisis Multivariate dengan Program IBM SPSS 21 Update PLS Regresi. Semarang: Badan Penerbit Universitas Diponegoro

Ghozali, Imam. (2016). Aplikasi Analisis Multivariete Dengan Program IBM SPSS 23 (Edisi 8). Cetakan ke VIII. Semarang : Badan Penerbit Universitas Diponegoro

Husein Umar. (2005), Metode Penelitian Untuk Tesis Dan Bisnis, Jakarta: Grafindo Persada

Lusimbo, Muturi. (2016). Financial Literacy And Growth of Small Enterprises In Kenya : A Case of Kakamega Central Sub-Country, Kenya. International Jurnal of Economics, Commerse and Management. Vol. 4(6).828.845

Maharani, Dinda. (2018). Eksekusi Jaminan Terhadap Akad Murabahah Yang Belum Jatuh Tempo: Perspektif Hukum Positif Dan Hukum Islam (Studi Kasus Putusan No.362K/ AG/2013) Pengadilan Agama Padang. UIN Syarif Hidayatullah Jakarta

Sugiyono. (2013). Metode Penelitian Kuantitatif, Kualitatif dan R&D. Bandung: Alfabeta.CV

Sugiyono. (2018). Metode Penelitian Kuantitatif, Kualitatig, dan R&D, penerbit Alfabeta,Bandung

Sahany, Henita (2015). Pengaruh Pembiayaan Murabahah Dan Mudharabah Terhadap Perkembangan Usaha Mikro Kecil Menengah (UMKM) BMT El-Syifa Ciganjur”, Skripsi. Fakultas Syariah Dan Hukum Universitas Islam Negeri Syarif Hidayatullah Jakarta.

Winarni,E.W.(2011). Penelitian Pendidikan. Bengkulu: Putri Media. Bahan Ajar Statistik.


Refbacks

  • There are currently no refbacks.


Creative Commons License
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

El-Aswaq : Islamic Economic and Finance Journal is indexed by:

   

El-Aswaq : Islamic Economic and Finance Journal also registered in ICI (Index Copernicus International) as N/I Journal

 Creative Commons License

El-Aswaq : Islamic Economic and Finance Journal is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License

View My Stats