PENGARUH PERSEPSI NASABAH, KEPERCAYAAN NASABAH DAN LOYALITAS NASABAH TERHADAP PENGGUNAAN MOBILE BANKING (Studi Kasus Pada Bank Syariah Indonesia Kota Malang)

Namira Usman, Maslichah Maslichah, M Cholid Mawardi

Abstract


This study aims to determine the effect of customer perception, customer trust and customer loyalty on the use of mobile banking at Bank Syariah Indonesia Malang City The analytical method used in this study is multiple lmier regression analysis for hypothesis testing using SPSS. The results of this study indicate that the Perception variable Customer 1) has a partial negative and insignificant effect on the use of mobile banking (Y). Customer Trust Variable 2) and Customer Loyalty variable ) have a positive and partially significant effect on the use of mobile bankang (Y). Meanwhile, the variables of customer perception, customer trust and customer loyalty have a positive and significant effect simultaneously on the use of mobile banking.


References


Fahmi, S. (2018). Pengaruh Persepsi Keamanan dan Kepercayaan terhadap Niat Konsumen dalam Melakukan Transaksi E-Commerce, melalui Sikap sebagai Variabel Intervening. JAMIN : Jurnal Aplikasi Manajemen Dan Inovasi Bisnis, 1(1), 86. https://doi.org/10.47201/jamin.v1i1.21

Filanti. (2019). Pengaruh Persepsi Nasabah Bank Syariah Mandiri ( BSM ) Mengenai Kualitas Layanan BSM Mobile Banking Terhadap Kepuasan Nasabah BSM NURDINA NISAA FILANTI Program Studi Ekonomi Islam Jurusan Studi Islam Fakultas Ilmu Agama Islam Universitas Islam Indonesia J. 1–22.

Ghozali. (2016). Aplikasi Analisis Multivariete Dengan Program IBM SPSS. Badan Penerbit Universitas Diponegoro.

Ghozali. (2018). Aplikasi Analisis Multivariate Dengan Program IBM SPSS 25. Badan Penerbit Universitas Diponegoro.

Ghozali, I. (2009). “Aplikasi Analisis Multivariate dengan Program SPSS “. UNDIP.

Https://cyberthreat.id/read/5387/Digital-2020-Pengguna-Internet-Indonesia-dalam-Angka/. (2020). Digital 2020: Pengguna Internet Indonesia dalam Angka.

Https://www.bareksa.com/berita/berita-ekonomi-terkini/2019-02-26/pengguna-internet-dan-digital-banking-melonjak-karena-faktor-ini. (2019). Pengguna Internet dan Digital Banking Melonjak Karena Faktor Ini.

Imamah, N., Safira, D. A., Brawijaya, U., & Timur, J. (2021). Pengaruh mobile banking




DOI: http://dx.doi.org/10.31106/laswq.v1i2.13290

Refbacks

  • There are currently no refbacks.




El-Aswaq is indexed by:

     

In collaboration with:

 

 Creative Commons License

El-Aswaq is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License

View My Stats