Pengaruh Financial Technology Terhadap Kinerja Keuangan Perbankan Syariah dengan Online Service Information Sebagai Variabel Moderasi

Nur Yasna Jufri, Dwiyani Sudaryanti, Irma Hidayati

Abstract


This investigation focuses on understanding the role of Financial Technology in financial performance of Islamic banks, while also testing the moderating role of Online Service Information.. The approach used is quantitative with the research object being Islamic commercial banks in Indonesia that have implemented Financial Technology-based servicesThe study relies on secondary data collected Based on yearly and financial record spanning the years 2022 through 2024.The sample selection was conducted using purposive sampling, while data analysis By applying Moderated Regression Analysis (MRA) through SPSS version 27The evidence suggests that Financial Technology impacts financial performance in a positive and significant manner, and that Online Service Information significantly moderates the connection. Thus, the application of Financial Technology supported by the quality of online service information Could lead to improved financial performance for Islamic banks in an optimal way

Keywords : Financial technology, online service information, islamic banking.


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References


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