Analisis Faktor-Faktor Yang Mempengaruhi Minat Nasabah Untuk Menabung Di Bank Syariah (Studi Kasus Mahasiswa FEB Unisma Angkatan 2021-2023)
Abstract
This study aims to analyze the factors that influence customer interest in saving at Islamic banks, with a case study of students of the Faculty of Economics and Business, Islamic University of Malang class of 2021-2023. The factors studied include religiosity, service, and knowledge. The research method used is quantitative with data collection techniques through questionnaires distributed to 95 respondents. The results showed that religiosity, service, and knowledge had a positive and significant effect on interest in saving at Islamic banks. Partially, religiosity and service have a greater influence than knowledge. This study implies that Islamic banks need to improve service quality and education about Islamic products and services to attract customers.
Keywords: Islamic bank, customer interest, religiosity, service, knowledge
Full Text:
PDFReferences
Abduh, M., & Omar, M. A. (2012). Does religiosity influence bank selection? Empirical evidence from Brunei Darussalam. International Journal of Islamic and Middle Eastern Finance and Management, 5(3), 227–243
Ainina, Wida. "Minat Nasabah Menabung Di Bank Syariah Mandiri Yogyakarta." (2018).
Ajzen, I. (1991). The theory of planned behavior. Organizational behavior and human decision processes, 50(2), 179-211.
Assauri, S. (2011). Manajemen pemasaran: dasar, konsep & strategi. Rajawali Pers.
Bilges, A., Koç, M., & Özdemir, Z. A. (2023). Islamic finance and sustainable development goals: A systematic literature review. Sustainability, 15(2), 1641.
Indi, Irnawati. Faktor-Faktor Yang Memengaruhi Minat Masyarakat Menabung Di BankSyariah (Studi Kasus Pada Masyarakat Di Kecamatan Rappocini Kota Makassar).Diss. Universitas Negeri Makassar, 2019.
Iranati, Rahma Bellani Oktavindria. 2017.Pengaruh Religiusitas, Kepercayaan,
Pengetahuan Dan Lokasi Terhadap Minat Masyarakat Menabung Di Bank
Syariah (Studi Kasus Pada Masyarakat Di Kota Tanggerang Selatan).
Skripsi. Jakarta: UIN Syarif Hidayatullah
Isra Hayati, S. S. (2020). Peran Kantor Perwakilan Bank Indonesia Provinsi Sumatera Utara dalam Meningkatkan Pasar Keuangan Syariah. Misyarakat Al-Anwar Jurnal Kajian Islam dan Masyarakat Vol.3 No.1 , 24.
Mappiare, A. (1997). Psikologi orang dewasa. Usaha Nasional.
Mufid, M. (2021). Ekonomi Islam: Teori dan Aplikasi. Bumi Aksara.
Rinuastuti, B. H., Darwini, S., Agustiani, E., & Andilolo, I. R. (2018). Pengaruh Religiusitas Terhadap Perilaku Memilih Bank Syariah Melalui Kepercayaan Merek (Studi Pada Nasabah Bank Syariah di Kota Mataram). Distribusi-Journal of Management and Business, 6(2), 47-59.
Suhayati, Y. F., Maulina, A. N., & Adji, W. H. (2022). Pengaruh Pemahaman Bertransaksi Menggunakan Webform BSI dan BSI Mobile terhadap Kepuasan Nasabah. Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah. https://doi.org/10.47467/alkharaj.v4i6.1054.
Suhayati, E., Sari, D. W., & Saputra, J. (2022). Analisis Pengaruh Kualitas Pelayanan Mobile Banking Terhadap Kepuasan Nasabah Bank Syariah Indonesia. Jurnal Ekonomi Syariah Teori dan Terapan, 9(1), 1-14.
Sugiyono. (2015). Metode Penelitian Kuantitatif, Kualitatif, dan R&D. Alfabeta.
Sugiyono. (2018). Metode Penelitian Kuantitatif, Kualitatif, dan R&D. Alfabeta.
Sumantri, B. (2014). Dasar-dasar Public Relations: Teori dan Praktik. Andi Offset.
Zuhirsyan, M., & Nurlinda, N. (2021). Pengaruh Religiusitas dan Persepsi Nasabah terhadap Keputusan Memilih Bank Syariah. Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah, 1 2(2)
Refbacks
- There are currently no refbacks.