ANALISIS PENGARUH PENDAPATAN MUDHARABAH, MUSYARAKAH, DAN MURABAHAH TERHADAP PROFITABILITAS PADA BANK NTB SYARIAH

Nurfajriani Nurfajriani, Harun Alrasyid, Ratna Tri Hardaningtyas

Abstract


This study aims to analyze the effect of Mudharabah, Musyarakah and Murabahah loan income on the profitability of Bank NTB Syariah. The research methodology used is quantitative and the data used includes the financial statements of Bank Syariah NTB from 2019 to 2023. This study found that the three types of financing have a significant effect on bank profitability as measured by return on assets (ROA). The results of this study are expected to contribute to the development of loan products by Islamic banks and become a reference in the development of loan products by Islamic banks. Educational Institutions and Banking Policies Limitations of the Study Because it only focuses on one bank, the results of this study may not be generalized to all Islamic banks in Indonesia, and to get a broader perspective, it is advisable to involve more Islamic banks.

Keywords: Mudharabah financing, musyarakah, murabahah, profitability, bank NTB syariah

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References


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