PENGARUH INFLASI, NILAI TUKAR, DAN BAGI HASIL PADA PROFITABILITAS BANK SYARIAH DI INDONESIA

Achmad Rizqi, Nur Diana, Dewi Diah Fakhriyyah

Abstract


Profitability is a crucial point for the operation of a company. Islamic banking, which emphasizes Islamic principles, also considers profitability as an important aspect of its operation. This study aims to examine the influence of inflation, exchange rate, and profit-sharing on the profitability of Islamic banks in Indonesia. The research uses a quantitative approach with an associative research type. The data used in this study is secondary data obtained from the companies' quarterly reports. The sample consists of six Islamic banking companies selected through purposive sampling. The data is analyzed using multiple linear regression techniques and presented descriptively. The results of the study indicate that inflation does not affect profitability, the exchange rate has a positive effect on profitability, and profit-sharing has a negative effect on profitability. Simultaneously, inflation, exchange rate, and profit-sharing have a positive effect on the profitability of Islamic banks in Indonesia.

Keywords: Inflation, exchange rate, profit-sharing, profitability


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