PENGARUH DPK, NPL DAN BOPO TERHADAP PROFITABILITAS PERBANKAN YANG TERDAFTAR DI BURSA EFEK INDONESIA

Abstract

ABSTRACT

This research aims to obtain empirical evidence about how third party funds, non-performing loans, and operational costs / operating income affect profitability (ROA). The population observed was 42 banks listed on the Indonesia Stock Exchange for the period 2015-2017. The technique used to obtain the sample uses a purposive sampling technique so that there are 30 banks that have met the criteria. The results of this study indicate that 1) third party funds, non-performing loans, and operational costs / operating income simultaneously have a significant effect on return on assets with a calculated F value of 6.519 having sig. amounting to 0.001 < 0.05. 2) third party funds partially have no effect on return on assets with a t-test value of -0.303 having sig. amounting to 0.763 > 0.05. 3) partially non-performing loans have no effect on return on assets with a t-test value of 0.223 having sig. amounting to 0.824 > 0.05. 4) operational costs / operating income partially have a significant negative effect on return on assets with a t-test value of -4,050 having sig. amounting to 0,000 < 0,05.

Keywords: Third Party Funds, Non Performing Loans, Operational Costs / Operating Income and Return On Assets.