PENGARUH PENDAPATAN PEGADAIAN, HARGA EMAS, TINGKAT INFLASI TERHADAP PENYALURAN PEMBIAYAAN RAHN (Studi Kasus Pada Pegadaian Syariah Bonder Lombok Tengah)

Abstract

ABSTRACT

This study aims to determine how much influence pawnshop income, gold prices and inflation rates on Rahn Financing Distribution at Bonder Lombok Central Sharia Pawnshop 2014-2018. The data used in this study are secondary data, the population and sample chosen is the Islamic Pawnshop at Sharia pawnshop Bonder Lombok Tengah in 2014-2018. The sampling technique was carried out using a purposive sampling method. The results obtained using multiple linear regression test Y = 6703114247,379 +43,192 x1 + 61,343 x2 + 24,443 x3 + e. The analytical tool used is the Normality test using kolmogorov-smirnov, classic assumption test consisting of multicollinearity, heteroscedasticity and autocorelation and hypothesis testing of this study using the f test, coefficient of determination, and t test. The results of this study indicate that simultaneously or partially the variable income of pawnshops, gold prices and inflation on rahn financing distribution. The coefficient of determination (R Square) is obtained at 0.967 or 96.7%. This means that the contribution of pawnshop income, gold prices and inflation to rahn financing is 96.7%, while 3.3% is a contribution from other variables not explained in this study.

Keywords: pawnshop income, gold prices, inflation, and rahn financing distribution