PENGARUH CAR, NIM, LDR, NPL DAN BOPO TERHADAP PERUBAHAN LABA PERUSAHAAN PERBANKAN YANG TERDAFTAR DI BURSA EFEK INDONESIA (BEI) TAHUN 2013-2016

Abstract

ABSTRACT
This research was conducted to test the effect of the indicators ratio of the health
of banks to profit growth. the indicators ratio of the health of banks examined is the
variable CAR (Capital Adequacy Ratio), NIM (Net Interest Margin), LDR ( Loan to
Deposit Ratio, NPL ( Non Perfoming Loan), and BOPO ( Operational Cost Operational
Revenue),), toward provit growth. the data used was the publication of the annual report
by banking companies enlisted in BEI in 2013 - 2016. the population in this research
was the all banking companies enlisted in BEI in 2013 - 2016.
The sampling technique used was by purposive sampling with the sample of 32
companies. the technique of analyzing the data was multiple linier regression and
hypothesis test was by t-statistic to test the coefficient of partial regression and fstatistic. it consisted of normality test, the classical assumption test was also conducted,
multiconearity test, heteroxidasity test the auto correlation test. from the partial
hypothesis (t test), it showed variabel BOPO affect positive significantly toward the
provit growth. And it showed variabel of CAR, NIM, LDR, and NPL did not affect
significantly toward the provit growth.
KEYWORD : CAR, NIM, LDR, NPL, BOPO, PROVIT GROWTH.