PENGARUH PERUBAHAN ROA, BOPO, NPM, DAN LDR TERHADAP PERUBAHAN LABA PADA PERUSAHAAN PERBANKAN YANG TERDAFTAR DI BURSA EFEK INDONESIA (BEI) TAHUN 2015-2017

Abstract

ABSTRACT
The purpose of this research is analyze the effect of changes ROA, BOPO, NPM, and LDR to the changes in profit on State-owned bank which are listed in
Indonesia Stock Exchange Period 2015-2017. Data collection uses secondary
data. The sample has been done by using 38 State-owned bank which are listed in
Indonesia Stock Exchange and they have published their financial statement
consecutively from 2015-2017. The analysis has been done by using multiple
linier regressions to explain the effect of explanatory variable to dependent
variable. The result of this research showed that simultaneously changes ROA, BOPO, NPM and LDR have positive influence and significant to the changes in
profit. Partially, changes ROA and NPM have positive influence and significant
to the changes in profit, meanwhile changes BOPO has negative influence and
significant to the changes in profit and LDR has positive influence but
insignificant to the changes in profit.
Key Words: ROA, BOPO, NPM, LDR and CHANGES IN PROFIT.