ANALISIS TINGKAT MENABUNG MAHASISWA DI UNIVERSITAS ISLAM MALANG DAN UNIVERSITAS MUHAMMADIYAH MALANG

Abstract

ABSTRACT
The purpose of this study is to determine how much influence the Level of
Religiosity, and Disposable Income to the interest of saving. The population are
bachelor student of Accounting in Faculty of Economics and Business in
academic year 2014, University of Islam Malang and University of
Muhammadiyah Malang. Type of this research by using field research in
quantitative approach. This research uses isendental sampling technique, while
for data collection technique is done by using questionnaire method. Samples
taken using Slovin formula.
The result of the calculation sample taken in this study 10% or as many as
100 respondents. The data analysis used descriptive statistical analysis, validity
test, reliability, normality, classical assumption, multiple linear regression, and
hypothesis testing by using SPSS program. Based on the analysis result show that
the level of Religiosity has a significant influence on the proclivity of saving by
student in Islamic Banking either partially or simultaneously while Disposable
Income has an influence on the variable interest in saving simultaneously but it
has no partial influence.
Keywords: The Level of Religiosity, Disposable Income, and Interest Saving