PERBANDINGAN TINGKAT KESEHATAN BANK KONVENSIONAL DAN BANK SYARIAH DENGAN METODE RGEC (Studi Kasus Pada Bank BUMN Konvensional dan Bank BUMN Syariah Tahun 2015-2019)

Abstract

Bank is one of the financial institutions with the main activity of collecting funds from the public. It is very important to be done by the soundness rating performance of the bank. Therefore, the aimed of this study is to see the health rating of conventional BUMN banks and sharia BUMN banks in 2015-2019. The analysis method used is RGEC: Risk Profile, Good Corporate Governance, Earning, and Capital. The results show that based on the risk and income profiles there are differences between sharia BUMN banks and conventional BUMN banks. Meanwhile, based on GCG and capital there is no difference between conventional BUMN banks and sharia BUMN banks.

Keywords : RGEC, Sharia Banks, Conventional Banks, Bank Rating Performance.